USDA Rural Housing
- Up to 102% Financing of Appraised Value
- Seller Concessions Unlimited
- SHIP Program Allowed
- Gift Money OK – No Seasoning!
- Closing Costs can be Rolled into Loan Amount
- No Mortgage Insurance
- No Sales Price Limits
- Property and Income Must be Eligible
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VA Loans
- Up to 100% Financing for Purchases and Refinances
- Seller Concessions up to 4%
- SHIP Program Allowed
- Gift Money OK
- No Mortgage Insurance
- Available Only to Current and Former Military
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